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The Certification Curriculum

10 modules. 64+ lessons. One designation.

Every module includes video training, downloadable resources, CapitalGPT™ deep-dives, knowledge checks, and an interactive case study.

01

Module 1

Welcome to AI Capital Lending™

Vision, mission, ethics, and how certification works.

  • Introduction — The AI Capital Lending™ mission.
  • Vision & Mission — Who we serve and why.
  • Ethics & Professional Standards — The advisor code of conduct.
  • How Lending Works — The modern lending landscape at a glance.
  • How Certification Works — Curriculum, exam, and designation.
  • Meet CapitalGPT™ — Your AI lending co-pilot.
02

Module 2

Capital Fundamentals

The building blocks every advisor must know.

  • Residential vs Commercial vs Business — Categorizing borrower needs.
  • Investor Lending — DSCR, rental, fix & flip.
  • Private & Bridge Lending — When speed matters.
  • Construction Lending — Ground-up, draws, and takeouts.
  • Equipment & Working Capital — Financing operations.
  • Lines of Credit — Revolving capital solutions.
  • Capital Stack Fundamentals — Senior, mezz, and equity layers.
03

Module 3

Residential Financing

From Conventional to Reverse — every homebuyer path.

  • Conventional — Fannie / Freddie guidelines.
  • FHA, VA & USDA — Government-backed programs.
  • Jumbo & Non-QM — High-balance and alt-doc borrowers.
  • HELOC & Cash-Out Refinance — Tapping home equity.
  • Renovation Loans — 203k and HomeStyle.
  • Reverse Mortgage — HECM for retirees.
  • First-Time Homebuyer Programs — DPA and grants.
04

Module 4

Investor Lending

Fund the deal — rental, flip, or portfolio.

  • DSCR Loans — Cash-flow underwriting explained simply.
  • Fix & Flip — Short-term rehab capital.
  • Bridge Loans — Speed and flexibility.
  • Ground-Up Construction — Investor spec builds.
  • Portfolio & Blanket Loans — Scale with a single note.
  • Short-Term Rental Financing — Airbnb/VRBO underwriting.
05

Module 5

Commercial Lending

Office, retail, industrial, multifamily and beyond.

  • Office & Retail — The core CRE food groups.
  • Industrial & Warehouse — Logistics-era favorites.
  • Medical Office — Specialty CRE lending.
  • Hospitality — Hotel and flag financing.
  • Multifamily — 5+ unit apartment capital.
  • Mixed Use — Blending residential + commercial.
  • Church & Self-Storage — Specialty verticals.
06

Module 6

Business Lending

SBA, working capital, acquisitions & more.

  • SBA 7(a) & 504 — Government-guaranteed business loans.
  • Working Capital — Short-term operating cash.
  • Business Acquisition — Buying an existing business.
  • Equipment Financing — Financing hard assets.
  • Revenue-Based Financing — Repayment tied to sales.
  • Invoice & A/R Financing — Unlocking receivables.
  • Merchant Cash Advance — When and when not to use it.
07

Module 7

Construction & Development

Builders, developers, and land finance.

  • Builder Financing — Single-family builder credit lines.
  • Developer Financing — Subdivision-scale capital.
  • Land Acquisition — Raw and entitled land.
  • Infrastructure & Lot Development — Horizontal construction.
  • Construction Draws — Managing the draw schedule.
08

Module 8

Specialty Lending

Verticals that need dedicated expertise.

  • Hotels & Hospitality — Flag-specific requirements.
  • Senior Living & Healthcare — Care-facility capital.
  • Restaurants & Franchises — F&B underwriting.
  • Cannabis — Compliant capital in a complex space.
  • Gas Stations & Auto Repair — Owner-operator financing.
  • Agriculture — Ag land and equipment.
  • Faith-Based Organizations — Church and ministry loans.
09

Module 9

The AI Capital Method™

Use AI end-to-end in the lending process.

  • Client Discovery — AI-guided intake.
  • Needs Analysis — Right product, right borrower.
  • Capital Planning — The multi-year roadmap.
  • AI Research & Comparison — Product matching with CapitalGPT™.
  • Loan Packaging — Assembling a lender-ready file.
  • Automation & Follow-Up — Scaling advisor throughput.
10

Module 10

Building Your AI Capital Advisory Business™

Turn certification into recurring revenue.

  • Becoming an Advisor — Positioning and offer.
  • Finding Clients — Marketing that compounds.
  • Referral Partners — The advisor ecosystem.
  • Capital Consultations — The paid discovery call.
  • Speaking & Authority — Building the brand.
  • Ethics & Compliance — Staying on the right side.
Enroll & begin Module 1